Loft insulation in Three Legged Cross
Loft top-ups on newer estate roofs, cleared older lofts and raised boarded storage across Three Legged Cross and BH21, priced in writing.
The site visit is free and so is the written itemised quote. Thomas Hannen prices every job himself.
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Houses in Three Legged Cross often came with insulation, so it looks tidy and the depth is still short. The fix is a top-up to 270mm of mineral wool, cross laid over the joists and taken over the wall plate with the eaves still open. A storage floor stands clear on legs, and the tank and its pipes are insulated. The walls are on insulation in Three Legged Cross.
What goes wrong in a Three Legged Cross loft. Bedrooms that feel cold at head height in a house that is not old. A loft boarded out by a previous owner, with the wool underneath squashed to nothing. Or a look through the hatch that shows neat, even material sitting only as deep as the joists.
We look at the Three Legged Cross loft before we quote and the visit is free. That means going in, measuring the depth at the hatch, in the middle and again at the edge, and checking whether the original job was ever carried out over the wall plate. Photographs of the eaves, the corners, the tank and the cabling come back with a written itemised quote, where the clearing, the material and depth, the edges, the hatch and the pipework are all separate lines.
The work
Topping up a loft that already looks finished

A second layer goes on. A newer house in Three Legged Cross came with one layer laid between the joists, and it is usually still where the builder put it. That is a better starting point than an old retrofit, but the timber is left uncovered and every joist runs heat through the ceiling.
What is already in a Three Legged Cross loft stays, the settled patches are filled, and a new unbacked roll is cross laid over the top at right angles to it. Two layers get you to about 270mm, which is what a current U value asks for, and no timber shows.
What has to come out. Not much, in a newer Three Legged Cross house, but it is worth checking rather than assuming. Wool that is wet, compressed flat under boarding, patchy where somebody has crawled through it or contaminated with droppings is bagged in the loft and taken away rather than covered over. Older properties in the village can also have loose fill that has migrated into the eaves and closed them off.
Trusses, and moving about. These Three Legged Cross roofs are trussed, so there is bracing to work around and the ceiling ties are shallow. Nothing gets cut, notched or unbolted to make the job easier. We work off boards laid across the joists, feed the material through the truss webs, and do the far corners before the near ones, since the last corner reached is the one that ends up short of depth.
The eaves. The insulation runs out over the wall plate and stops there, with a vent tray in each rafter bay holding the air gap open so cross ventilation still crosses the loft. Modern roofs are laid on a breathable membrane, which is more forgiving than old bitumen felt, but they are also tighter than an old unfelted roof and they rely on the eaves. Push material into that edge and you get condensation on the underside of the covering and mould along the timbers within a winter.
Services, storage and roof rooms. Recessed lights are common in houses of this age and every one gets a fire rated cover, with cable and wiring lifted and clipped above the new layer rather than buried in it. Where there is a tank, it and its pipework are lagged and a lid fitted. Storage goes onto loft legs as a raised floor so the full depth stays uncompressed, with a platform at the top of the loft ladder, and the hatch gets an insulated board and a draught seal. A room in the roof, a dormer or a sloping ceiling is rafter level work instead: rigid board such as Celotex between the rafters, the air gap kept open above, PIR beneath and the vapour control taped through.
How it runs
Topping up a loft, from the hatch to the eaves

Thomas Hannen comes out, puts his head through the hatch, measures what is up there, and prices the job himself. He checks how deep it is, whether it has settled or gone patchy, and whether it sits over the joists or only between them. The quote lists: the survey, clearing and bagging old material, the new mineral wool and its depth, eave vents to keep airflow clear, the hatch and any pipework, and disposal.
Bungalows in Three Legged Cross often have a big, low loft where the edges are hard to reach, so we take time at the eaves. We lay the first layer between the joists and a second across them, lag pipes and the tank, and insulate and draughtproof the hatch. Dust sheets go on the landing and waste leaves with us. Should the loft show wet timbers or a roof leak, you get a photo and a separate price, and we stop there until you choose.
No planning permission is needed in Three Legged Cross. Insulating inside an existing roof is not development, as Planning Portal guidance on insulation makes clear. Building control comes in when a thermal element is renovated rather than topped up, because regulation 23 brings the whole element up to current standard and Approved Document L sets what that is. Dorset Council is the authority. There is one listed entry and no conservation area, so an ordinary house needs no consent, and HMRC VAT Notice 708/6 explains the VAT on energy saving materials.
Cost
Why two lofts the same size can price differently

We do not charge a rate per square metre. The floor area is the simple part. The edges and what is already there take the time.
Getting in. A hall hatch in a bungalow, with room underneath for a step ladder, is straightforward. A tiny hatch above the stairs in an eighties house, or a loft floor that is boarded and has to be lifted and relaid, eats time before any roll is opened.
What is up there. Old quilt that is dirty or damp gets bagged and carried out. Stored boxes have to come down and go back. Open joists with nothing in the way go quickly, and a trussed roof full of diagonal bracing does not.
The eaves. The new mineral wool must reach the wall plate without choking the air gap at the eaves, or the loft turns damp. Filling corners, working round the hatch and any downlighters, and lagging the tank and pipes left in the cold is where most of the labour goes.
Keeping storage. If you still want to store things up there, raised boarding above the new depth adds time and material.
Worth asking any other firm: how deep will it be once finished, will the old quilt be removed, and how will the eaves be kept open?
If the loft is wet
A damp loft, wet felt or mould on the timbers

Phone instead of using the form. Beads of water under the felt, black spots spreading on the rafters, or quilt that is damp to touch mean moist air from the house is reaching a roof space with no way out. Left alone, the timber takes the damage.
On the first visit we check the eaves, the vents, the bathroom and kitchen fans, and the hatch, and find where the moisture is coming from. Nothing more goes in until that is solved, since extra insulation in a sealed loft makes condensation worse. Our working hours for booked jobs are Monday to Friday, 8am to 6pm. If nobody is free to answer, we will ring back as soon as we can.
Worth knowing
A newer house is not a finished house
Many homes in Three Legged Cross went up in the twenty five years or so before the financial crash, which is recent enough that most owners assume the loft was done properly and never look.
The material up there is usually still neat, still dry and still exactly as deep as the day it was laid, and that is the problem. What counted as enough when the house was built is well short of what is expected now, and it was laid between the joists rather than over them, so the timber has been leaking heat through the ceiling ever since.
It also means the work is simple and quick here, which is worth knowing before you put it off. There is rarely anything to clear out, the roof space is dry, and the second layer goes straight over what is there. The parts that do need attention are the eaves, because a builder laying to the standard of the day often stopped at the wall plate rather than reaching over it, and the boarding, because a lot of these lofts were boarded for storage straight onto the ties. Lift that onto legs and the depth underneath stops being wasted.
Who you are dealing with
Loft insulation nine miles out from Boscombe
Lofts in Three Legged Cross, Verwood, West Moors, Woodlands, Alderholt and the nearby BH21 addresses are a short drive for us, roughly nine miles from Boscombe, and Dorset Council covers planning and building control. The firm is Bournemouth Roofing & Building Ltd, registered in England and Wales, company number 15471719. Before you book a visit in Three Legged Cross, you can read our customers' Google reviews, word for word, on our reviews page.
It belongs to Thomas Hannen, who goes up the ladder and prices your loft himself. On Checkatrade, one verified customer gave a 10 out of 10. There is no fee for the visit, and the written, itemised quote is free.
Planning at a glance
Do you need planning permission in Three Legged Cross?
Most repairs in Three Legged Cross need no application at all. What decides whether a change to the outside of your house does is who the council is, whether a conservation area or a listing applies, and whether the place sits in a protected landscape.
| Question | In Three Legged Cross |
|---|---|
| Who decides | Dorset Council is the planning authority for Three Legged Cross. Dorset Council's heritage pages set out what it controls. |
| Conservation area | None covers Three Legged Cross, so a like-for-like repair is ordinary maintenance. |
| Listed buildings | Yes, there are listed buildings in and around Three Legged Cross. If yours is one, work can need listed building consent. |
| Protected landscape | No National Park or National Landscape covers Three Legged Cross. |
Questions
Questions about loft insulation in Three Legged Cross
Our house is not old. Does the loft still need doing?
Almost always, yes. Depth expectations have moved a long way, so a loft laid to the standard of its day is short by today's figures even though the material is in perfect condition. Measure it at the hatch and again at the edge. If it comes back at full depth and carried out over the wall plate, we will tell you to leave it.
How long does it take?
Often less than a day in a newer house. There is usually nothing to clear, so it is straightening what is there, cross laying the second layer, fitting eaves trays and sealing the hatch. It takes longer where boarding has to be lifted and relaid on legs, or where the loft is full and everything has to be moved first.
Can we keep the boarded storage?
Yes, and it should come up onto legs. Boards laid straight onto the ties compress the wool to the depth of the timber and lose most of the benefit. Loft legs lift the deck clear so full depth stays intact underneath. In a trussed roof we also keep the boarded area sensible and near the walls, because a ceiling tie is not a floor joist.
Is it worth doing on a house like ours?
Heat loss through the ceiling is still one of the bigger items in most houses of this age, because the walls and windows were built to a much better standard than the roof was. Getting the depth up and the edges finished shows on the heating bill through the winter, and the depth is recorded on an EPC when one is next done.
Nearby, and next door
Loft insulation near Three Legged Cross
Nearby places we also cover for loft insulation, with straight-line distances from Three Legged Cross, and the other trades we offer in Three Legged Cross itself.
Loft insulation nearby
Our other trades in Three Legged Cross
Loft insulation guides
Part L: do you have to insulate when you re-roof? Loft condensation or a roof leak: how to tell PIR board vs mineral wool: which insulation?Everything we do in Verwood Loft insulation, all areas Every area we cover
Free quote
Want to know whether yours is already deep enough?
We will measure the depth in the middle and at the edges, check the eaves and the boarding, and put an itemised written price in front of you. The visit and the quote are free.
