Loft insulation in Verwood

Full depth right out to the wall plate, with vent trays holding the eaves open underneath it.

The site visit is free and so is the written itemised quote. Thomas Hannen prices every job himself.

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Most Verwood lofts were insulated once already, to a standard that has moved on twice since, so the answer is a top-up to about 270mm of mineral wool. What is there is usually sound and about half what it should be. The new layer crosses the joists, nothing blocks the eaves, storage is lifted on legs, and the tank gets its jacket. The walls are on our Verwood insulation page.

That is why the usual Verwood loft is not a bare one but a shallow one. Somebody goes up for the Christmas boxes, sees wool that looks reasonable, and has no way of knowing that it is a third of the depth a loft is now expected to reach.

Verwood's other problems are the cold house that runs its heating all day and still feels it, and the wet loft: material that is damp to the touch, or dark staining spreading along the timbers. The wet one is looked at before anything is added, because depth on a roof that cannot clear its own moisture makes the problem colder rather than smaller.

So we come up into the Verwood loft and measure instead of guessing from the hatch. How deep it is, whether it reaches past the wall plate, whether anything has been pushed into the eaves, what the joists are, and what has been stored on them. Then photographs, and an itemised written quote covering disposal, trays, the hatch, the boarding, the clear out and the depth. Nothing to pay for the visit, and nothing to pay for the quote.

The work

Topping up a roof that was done once already

Mineral wool insulation laid between and over the ceiling joists in a loft (illustrative photo for loft insulation in Verwood)
Two layers, crossedThe second layer runs across the joists so the timber stops being a cold bridge. Illustrative photo.

Judging what is there. A layer put in when a Verwood house was built in the eighties is usually still dry and still doing something, and if it is even, lofted and clear of the wall plate we can cross lay straight over it and count the depth.

What rules it out is thinning where it has settled, a floor that has compressed it, patchy holes cut round old wiring, droppings from birds that have got in, or a bare foot of plasterboard showing at the wall where the wool is missing. Any one of those and it comes out, into bags at the hatch and away in the van, rather than being sealed under new material where interstitial damp can gather.

Building the depth. The new run is laid across the joists at right angles to whatever is between them, so the timbers stop bridging cold into the rooms below. Two layers, finishing near 270mm. Approved Document L is where that number comes from. The open runs get rolls of mineral wool, whether the merchant sells it as glass wool or as rockwool. Batts drop into the bays that truss bracing creates, loose fill goes where a roll cannot follow, and sheep wool is available if you would rather. The number that matters at the end of it is the U value across the ceiling, which is one of the main routes out for heat in a house of this age, and it lands on the heating bill first and an EPC later.

The corners of a trussed roof. Nearly all the Verwood roofs of this age are trussed, which means a lattice of thin braced timbers rather than a space you can walk in. Access is the hatch, everything is fed in from there and worked outwards, and crawl boards move along with us. It is work at height from the first rung of the ladder. The middle of a loft like that is quick and the last two metres into each corner take the time, which is exactly where a hurried job stops short.

Ventilation, and where it comes from. The wool stops dead on the wall plate. The air gap above it is the inlet for the whole roof and vent trays hold it open, so a suitcase pushed into the eaves later cannot close it. Cross ventilation starts there, works its way up the slope and finds its way out under the ridge, faster still where a ridge vent has been fitted. A breathable membrane hands a modern roof a second route out. The bitumen felt underlay on an older one hands it nothing. Insulating the ceiling takes the dew point up into the roof, so eaves that get packed repay you with condensation, wet wool and black mould on the timbers instead of a warm bedroom.

Tank, lights and storage. The cold water tank is lagged and so is the pipework running to it, because the loft is now a colder place than the one the tank has sat in for forty years. Wiring and cables are brought up onto the insulation. Fire rated covers go over recessed lights and downlighters. You keep the storage as well: legs raise the deck above the work, the boarding goes back on top of them, and the loft ladder is set to meet the platform. A rigid board and a draught seal go onto the hatch. Where a garage or a roof has been converted into a room there is no floor to lay on, so that part goes in at rafter level. The rafters take board between them, PIR or Celotex, with a clear run of air kept over the top. Under the rafters goes a second layer, then taped vapour control, and multi-foil quilt only where a sloping ceiling or a dormer cheek is too shallow for anything thicker.

How it runs

Topping up a bungalow loft, step by step

Rigid insulation board fitted between the rafters in a loft (one of our own jobs, shown for loft insulation in Verwood)
Board where depth is shortRigid board earns its place where the headroom will not take quilt. Photo from one of our own jobs.

On a bungalow the loft runs over every room, so the hatch in the hall opens onto a large space. Thomas climbs up and checks the joists or trusses, the depth of what is already there, the eaves, the cold water tank and the pipework, then prices it.

The written quote breaks out the survey, clearing and bagging the old layer, the new material and its depth, keeping the eaves clear, the hatch and pipework, and disposal. The survey and the laying sit on one quote.

The hall carpet is protected, anything stored up there is lifted out and put back, and the old layer goes away with us. Should we find wet timber or a slipped tile letting light in, you are shown it and given a price before anything extra goes ahead.

You will not need to apply for anything. Planning Portal guidance on insulation confirms that insulating inside a loft is not development, Verwood has no conservation area, and a rooflight on a house is normally permitted development. What does apply is building control: under regulation 23, renovating more than half of a thermal element means bringing all of it up to standard, which Dorset Council oversees. Insulation in a home also has its own VAT treatment under HMRC VAT Notice 708/6.

Cost

What decides the cost of a bungalow loft

A loft insulated at rafter level with the gable filled and a rooflight fitted (one of our own jobs, shown for loft insulation in Verwood)
At rafter levelA room in the roof is a different job from a cold loft floor. Photo from one of our own jobs.

A bungalow loft covers the whole house, so it is big for the floor area. The edges and access decide the time.

The roof shape. A wide eighties bungalow with a trussed roof has diagonal bracing to work around. A chalet bungalow has rooms in the roof, and the insulation goes behind the walls and in the small voids at the eaves.

What is up there. Old compressed mineral wool is bagged and removed, and boarding for storage has to come up and go back, or be raised on legs so the new depth fits underneath.

The eaves and the edges. The new layer stops at the wall plate and the eaves stay clear for air, otherwise the felt runs with condensation. Boxing over downlighters and lagging the tank and pipework take most of the labour. Approved Document L sets the depth.

The hatch. A hatch in the hall that you can stand a ladder under is easy. An insulated, draught-sealed hatch is an item on the quote.

Ask other quotes what depth and how many layers, whether old material comes out, how boarded areas are handled, and whether the hatch and pipework are included.

If the loft is wet

A wet loft with water on the felt

Plasterboard taped and jointed on a lined loft wall (illustrative photo for loft insulation in Verwood)
Lined, then tapedWhere the loft becomes a room, the boarding and the joints come next. Illustrative photo.

Ring instead of using the form. If the felt under the tiles is beaded with water, the roof timbers have black spots of mould, or the insulation feels damp, moist air from the house is reaching a loft with nowhere to go.

The timbers suffer if it is left. We find the cause first, whether that is eaves blocked by old insulation, a hatch with no seal, or a leak, and add nothing until it is fixed. Verwood is about ten miles away, so a visit is easy to fit in. Loft jobs are booked Monday to Friday, 8am to 6pm. Unanswered calls are returned as soon as we can.

Call now: 07435 839745

Worth knowing

In a bungalow the ceiling is the whole house

Bungalows are the commonest home in Verwood by some distance, and it changes where the money should go. In a two storey house the top floor ceiling covers half the rooms you heat. In a bungalow it covers all of them, over a footprint twice as wide, and heat leaves upwards.

So the same job done in a bungalow saves more than it does next door in a house, and it is the first thing to spend on rather than the last.

There is a catch, and it is at the edges. A wide, shallow trussed roof gives you very little room where the rafters meet the wall plate, which is exactly where you want full depth and also exactly where the air has to get in. Squeeze the wool in tight and you block the eaves. Stop short to keep the airflow and you leave a cold band right around the outside wall of every room in the house.

The answer is neither. Vent trays go in first to hold the air gap open, then the insulation is brought right up to the wall plate underneath them, so you get depth and ventilation in the same detail. It takes longer than the middle of the loft and it is the part of the job we would ask you to check on any quote you get, ours included.

Who you are dealing with

The person who goes up into your loft

Lofts we insulate are in Verwood and its neighbours, Three Legged Cross, West Moors and the surrounding BH31 roads out to Alderholt, about ten miles from where we are based in Boscombe. Dorset Council is building control.

We are Bournemouth Roofing & Building Ltd, registered in England and Wales, company number 15471719. The owner, Thomas Hannen, climbs through your hatch and prices the job himself. A verified customer on Checkatrade gave the work 10 out of 10. We charge nothing to survey the loft, and the quote comes itemised, in writing, free. Before you book a visit in Verwood, you can read our customers' Google reviews, word for word, on our reviews page.

Planning at a glance

Do you need planning permission in Verwood?

Most repairs in Verwood need no application at all. What decides whether a change to the outside of your house does is who the council is, whether a conservation area or a listing applies, and whether the place sits in a protected landscape.

The planning position in Verwood, from council and national records.
Question In Verwood
Who decides Dorset Council is the planning authority for Verwood. Dorset Council's heritage pages set out what it controls.
Conservation area None covers Verwood, so a like-for-like repair is ordinary maintenance.
Listed buildings Yes, there are listed buildings in and around Verwood. If yours is one, work can need listed building consent.
Protected landscape No National Park or National Landscape covers Verwood.

Questions

Questions about loft insulation in Verwood

There is already insulation up there. Can you just add to it?

Usually yes, if it is dry, even and reaches the wall plate. The new layer is cross laid over the joists so the timbers are covered. If the old material has settled, compressed or been contaminated, it comes out first and we say so at the survey.

How deep should it be now?

About 270mm in two layers. Houses built in the eighties often have a third of that, which was the standard at the time and is not the standard the regulations now expect of a renovated loft.

Why does a bungalow gain more from it?

Because the loft floor sits above every room you heat, not half of them, so the same depth of wool covers far more of the house.

How long does the job take?

Usually a day: a floor that has to come up and go back, or a full clear out of old material, will stretch it, and you will see which on your quote before we start.

Do I need permission for it?

None at all: nothing under a roof covering counts as development, so no application arises and no permitted development is used up. Where a loft is being stripped and redone rather than topped up, the regulations decide the finished depth.

Nearby, and next door

Loft insulation near Verwood

Free quote

Find out how deep yours really is

We come out, measure what is up there and put the material, the depth and the ventilation in writing. The visit and the quote are free.