Loft insulation in Thorney Hill

Loft floors, sealed hatches, raised boarding and rafter level work, on a mix of old cottage roofs and later houses that behave nothing alike.

The site visit is free and so is the written itemised quote. Thomas Hannen prices every job himself.

Half of what is worth saying about a loft is what not to do to it. Three habits cost people more than anything they could add: boarding straight onto the joists, packing the eaves solid, and laying new material over old that is wet.

People ring here for the ordinary reasons. A room that will not hold its heat once the fire or the heating goes off. A roof space opened after years, with a thin and uneven layer and bare joists showing through it. Or a ceiling stain that turns out to be moisture forming inside the roof rather than rain getting through it.

The first visit is a proper read of the whole space rather than a glance from the ladder. Depth taken away from the hatch as well as beside it, a hand pushed past the wall plate to find out whether the air path has survived, the underside of the covering checked for tide marks, and the ceiling looked at for the holes people cut into it over the years. You get the photographs, a free site visit and a free written itemised quote that separates what has to happen from what is optional.

Straight talking

What we lay, and the three things we talk people out of

Mineral wool insulation laid between and over the ceiling joists in a loft
Two layers, crossedThe second layer runs across the joists so the timber stops being a cold bridge.

The laying part is not complicated. One layer between the joists, friction fitted so there is nothing open at the sides. A second cross laid over the joists at right angles so the timber is buried and stops conducting heat down into the room. Around 270mm all in is what a renovated ceiling is expected to reach under Part L in Approved Document L, and the second layer is where most of the gain in the U value sits. Mineral wool roll along a clear run, rockwool batts where an older cut roof puts every bay at a different width, glass wool, sheep wool if you would rather, loose fill in the corners, and PIR rigid board such as Celotex or a multi-foil quilt where the headroom has simply gone. Then the fittings: fire rated covers over recessed lights and downlighters, cable and wiring lifted above the new layer instead of buried in it, lagging on the cold water tank and its pipework, and a board and draught seal on the hatch.

Boarding straight onto the joists. It is the commonest request and it undoes the job. Chipboard screwed down compresses the wool underneath to a fraction of its depth, so the part of the ceiling you crush is the part over the room you use most. Storage goes back on loft legs, with a raised floor clear of full depth and the boarding kept to the platform you actually need. If the joists will not carry the loading we say so before anything is fixed, and the loft ladder is reset to the new height.

Packing the eaves. The second habit, and the expensive one. Insulation is meant to run out over the wall plate and stop, with a vent tray at each rafter keeping an air gap open above it so cross ventilation can carry moisture from one side of the roof to the other. Push it on into the corner to make it look finished and the roof stops drying: the dew point moves into the layer, interstitial condensation forms out of sight, water gathers on the underside of the felt and black mould works down the rafters. Where the eaves are boxed and cannot be reopened, a ridge vent or a run of tile vents does the job from higher up, and a breathable membrane changes the detail rather than the requirement.

Laying over material that is wet. The third. New wool on top of damp wool hides the problem and doubles the cost of fixing it later. Anything that has settled and gone patchy but is dry and sound stays and gets levelled out. Anything damp, anything broken down into dust and anything contaminated with droppings is bagged in the loft and taken away, and we find out why it was wet before anything replaces it. Occasionally that means the honest answer is to fix a slipped tile or a fan discharging into the roof first and do the insulation afterwards, and we would rather say that than sell you material twice. Where the roof has already been converted to a room in roof, none of the floor work applies and it becomes a warm roof at rafter level instead, with taped joints, a vapour control layer and the sloping ceiling and dormer cheeks done properly.

How it runs

From your call to a written price

Rigid insulation board fitted between the rafters in a loft
Board where depth is shortRigid board earns its place where the headroom will not take quilt.

Same team from first visit to last, one person to ring, and no sub-contracting your work out to somebody you have never met. The quote is itemised, not a figure on the back of a card: the survey, clearing and bagging whatever is up there now, the material and its depth, keeping the eaves clear, the hatch and any pipework, and disposal on separate lines, so you can compare it properly against anyone else's.

Nothing is left open or unusable overnight. The site is swept at the end of each day rather than the end of the job, and what comes out leaves with us. If something turns up once we start that nobody could have seen, you get a photograph and a price before we carry on.

Insulating a loft floor is inside work, so it is not development and no permitted development limit applies to it, which Planning Portal guidance on insulation sets out. The New Forest National Park Authority is the planning authority here, and while it controls how a building looks it has nothing to say about what sits above your ceiling; the Authority's interactive property map will tell you what applies to your address if the roof itself has to change. Building control comes in on a conversion or where more than half a roof is renovated, under regulation 23. The VAT relief on energy saving materials sits in HMRC VAT Notice 708/6.

Cost

What decides the price of a loft

A loft insulated at rafter level with the gable filled and a rooflight fitted
At rafter levelA room in the roof is a different job from a cold loft floor.

No rate per square metre, because the floor area is the easy part and the awkward edges are where the time goes.

Getting to it. An old cottage with a small trapdoor in a back bedroom, a detached house with a proper loft ladder, and a bungalow with a shallow roof you can only crawl through are three different jobs, and the access alone is work at height. A hatch on a landing you can stand a ladder under is one job. A hatch over a stairwell, a crawl space you can only move through on your knees, or a loft full of boarding that has to come up and go back, is time before any material is laid.

What is up there now, and what it is sitting on. Old material that has to come out, be bagged and taken away is a cost before anything new goes down, and so is a loft full of boxes that has to be emptied and put back. Joists at 400 centres with a flat run across them is a different afternoon from a trussed roof full of bracing.

Ventilation, and the edges nobody reaches. Insulation stops at the wall plate and the eaves have to stay clear, or you trade a warm bedroom for a wet roof. Getting depth right into the corners and around the hatch, boxing over downlighters and lagging anything that now sits in the cold, is most of the labour. Approved Document L sets what the work is expected to reach.

Comparing quotes? Ask what depth is actually being laid and in how many layers, whether the old material is coming out or being covered over, whether the eaves are being kept clear, what happens to anything you store up there, and whether the hatch and the pipework are included. Two quotes for the same job are usually two different jobs.

If the loft is wet

Water running off the felt, or mould on the underside

Plasterboard taped and jointed on a lined loft wall
Lined, then tapedWhere the loft becomes a room, the boarding and the joints come next.

Ring rather than use the form. Droplets on the underside of the felt, black mould spreading across the roof timbers, or insulation that is visibly damp are all telling you the same thing: warm wet air is getting into a space that cannot breathe. That does not wait, because it is the timbers that pay for it. We look before anything is added, because putting more insulation into a loft that cannot ventilate makes it worse. Thorney Hill is a run out through the forest for us, so we will fix a time, and a loft that is visibly wet goes to the front. The phone is answered 24 hours for emergencies; scheduled work runs Monday to Friday, 8am to 6pm.

Call now: 07435 839745

Inside the boundary

Who you would be applying to, on the rare occasion you have to

Addresses here sit inside the New Forest National Park, so the planning authority is the National Park Authority rather than the district council, and the National Park property map is where you check any particular address. There is no conservation area over the village and barely anything on it is listed, so for most houses the constraint is not heritage consent. It is the Park's interest in how things look from outside.

For this job that interest reaches almost nothing. Insulation over a ceiling is inside the building, invisible, and needs no application to anybody. The one place it can touch is ventilation. If a roof has soffits that are boxed in and cannot be opened, the neat answer is vents in the slope or along the ridge, and those do show. Permitted development rights are narrower inside the Park than outside it, so that is worth establishing before the work rather than after. In practice we would rather take the air at the eaves anyway, which keeps the roof looking exactly as it does now and saves the conversation altogether.

Who you are dealing with

A local firm you can check

We cover Thorney Hill, Bransgore, Burley, Burley Street, Sopley and the Bransgore side of the forest, and the BH23 addresses around them, with the New Forest National Park Authority for planning and New Forest District Council for building control. You are dealing with Bournemouth Roofing & Building, the trading name of Bournemouth Roofing & Building Ltd, registered in England and Wales, company number 15471719, which you can look up in a minute. Thomas Hannen's business, and he is the one who comes out to price the job, not a salesman. A verified customer's 10 out of 10 on Checkatrade. The visit and the written quote are both free.

Questions

Questions we hear around Thorney Hill

We were going to board the whole loft out. Why is that a bad idea?

Because boards laid flat on the joists squash the insulation to the depth of the timber, and that is roughly half of what you are paying for. Put the boards on loft legs instead and you keep both. Most people find they only really need a deck near the hatch, which is cheaper as well as better.

How can you tell whether the eaves are blocked without pulling it apart?

By feel and by light. At the edge of the loft with the lamp off you can usually see a line of daylight over the wall plate or feel air on the back of your hand. If the wool runs solid into the corner and the air stops, it has been filled. The timbers give it away too: rafter feet darken before anything else in the roof does.

Our old insulation is damp in one corner. Can you just cover it?

No, and we would not. Damp material stays damp under new wool and the corner it is in is telling you something, usually a slipped tile, a blocked eaves or an extract fan pointed into the roof. That gets found and dealt with, the wet material comes out in bags, and the new layer goes down onto something dry.

Is a natural material like sheep wool worth the difference?

It performs much like glass wool for the same depth and it handles moisture a little more forgivingly, which some people in older houses like. It is not a fix for a ventilation problem and it will not let you skimp on depth. If you want it, we will price it beside the mineral wool so you can see exactly what the choice costs.

Free quote

Get the loft looked at before the cold

Free site visit in Thorney Hill, free written itemised quote, and a straight answer about what the roof will take.