Loft insulation in Wareham
Topping up, clearing out, raised boarding for storage and rafter level work, in town houses and on the estates around them.
The site visit is free and so is the written itemised quote. Thomas Hannen prices every job himself.
In a terrace the roof space is supposed to be closed off at the party wall, and in the older houses it very often is not. That is worth settling before anybody lays a metre of anything, because a party wall left open is a shared draught, a shared noise problem and a shared fire risk.
Three sorts of call come out of the town. A bedroom that gives up its heat inside the hour once the heating stops. A loft opened after several years, where the layer has flattened, gone patchy and been shoved hard up into the eaves. Or a survey before a sale that has put the loft in writing and finally prompted somebody to look at it.
Ours happens inside the roof, not from the top of the ladder. We take the depth in several places, feel along the wall plate to see whether the air path is still there, look at what has been done round the lights and the cables and any tank, and read the underside of the covering for the marks damp leaves behind. You get the photographs. Neither the visit nor the written itemised quote is charged for.
The work
Party walls, then depth, then the edges

In a terrace or a pair of semis the first look is sideways, at the party wall. It ought to carry on up to the underside of the roof and be closed off there. In older houses it frequently stops at ceiling level, leaving one continuous roof space running over several homes, and that has to be dealt with before depth is added, since insulation laid across an open party wall simply hides it. Where closing it is the right answer we say so and price it as its own line.
Then what is already down. Hardly any of these lofts are bare and hardly any are near where they ought to be. The layer sinks, flattens along the route people walk to the tank, thins across the middle and disappears where the roof drops away, with a gap wherever a cable or a pipe comes through. Sound and dry, we leave it and build on it. Wet, blackened underneath or full of droppings, it is bagged and carted off, priced on a line of its own.
Depth arrives in two runs. Most of these houses stopped at one, sitting level with the joists, which leaves every timber running heat out through the ceiling. So one run goes in between the joists and a second goes over the top of them, turned square to the first. About 270mm together is what a modern Part L u value works out at once you express it as a depth. Mineral wool covers most jobs, either glass wool rolls or the denser rockwool batt. Where joists sit at odd centres, or the roof is too tight to open a roll out in, loose fill poured or blown does better. Rigid PIR board once the headroom has gone, multi-foil quilt in the shallowest corners, and sheep wool if you would rather.
At the edge the layer goes out over the wall plate and stops, with vent trays holding the gap open above it so air still crosses the top of the new depth. Push wool into the eaves and the vapour that used to leave has nothing but cold felt to land on. Interstitial condensation then forms inside the layer, out of anybody's sight, and by February you have wet material and black mould along the rafter feet. Approved Document F is the standard, and a breathable membrane changes the detail at the edge rather than the principle behind it.
Then the fittings. Recessed lights want a rated hood, never wool over the top of the fitting. Cables get lifted and re-clipped above the new depth, since cable buried in wool runs warm. A cold water tank and the pipework round it are colder than they have ever been and take lagging, with the patch under the tank deliberately left thin. The hatch takes a board on its back and a proper seal, and storage goes back on loft legs rather than flat on the joists. Where the roof is already a room it all moves up to rafter level and becomes a warm roof, with the sloping ceilings and the dormer cheeks carried through in the same layer.
How it runs
From your call to a written price

Same team from first visit to last, one person to ring, and no sub-contracting your work out to somebody you have never met. The quote is itemised, not a figure on the back of a card: the survey, clearing and bagging whatever is up there now, the material and its depth, keeping the eaves clear, the hatch and any pipework, and disposal on separate lines, so you can compare it properly against anyone else's.
Nothing is left open or unusable overnight. The site is swept at the end of each day rather than the end of the job, and what comes out leaves with us. If something turns up once we start that nobody could have seen, you get a photograph and a price before we carry on.
A loft floor is inside the building, so it is not development and no permitted development limit applies to it, which Planning Portal guidance on insulation confirms. Dorset Council is the planning authority here. Where a building is listed, listed building consent is needed and it covers internal work as well as the outside, which matters for anything fixed permanently in a roof. Building control arrives on a conversion or where more than half of a roof is renovated, under regulation 23, and the VAT relief on energy saving materials is set out in HMRC VAT Notice 708/6.
Cost
What decides the price of a loft

No rate per square metre, because the floor area is the easy part and the awkward edges are where the time goes.
Getting to it. A town house with a hatch over a stairwell, a post-war semi with a landing hatch, and a bungalow with a wide shallow roof make three different mornings. The way in is work at height before anything else. A hatch on a landing you can stand a ladder under is one job. A hatch over a stairwell, a crawl space you can only move through on your knees, or a loft full of boarding that has to come up and go back, is time before any material is laid.
What is up there now, and what it is sitting on. Old material that has to come out, be bagged and taken away is a cost before anything new goes down, and so is a loft full of boxes that has to be emptied and put back. Joists at 400 centres with a flat run across them is a different afternoon from a trussed roof full of bracing.
Ventilation, and the edges nobody reaches. Insulation stops at the wall plate and the eaves have to stay clear, or you trade a warm bedroom for a wet roof. Getting depth right into the corners and around the hatch, boxing over downlighters and lagging anything that now sits in the cold, is most of the labour. Approved Document L sets what the work is expected to reach.
Comparing quotes? Ask what depth is actually being laid and in how many layers, whether the old material is coming out or being covered over, whether the eaves are being kept clear, what happens to anything you store up there, and whether the hatch and the pipework are included. Two quotes for the same job are usually two different jobs.
If the loft is wet
Water running off the felt, or mould on the underside

Ring rather than use the form. Droplets on the underside of the felt, black mould spreading across the roof timbers, or insulation that is visibly damp are all telling you the same thing: warm wet air is getting into a space that cannot breathe. That does not wait, because it is the timbers that pay for it. We look before anything is added, because putting more insulation into a loft that cannot ventilate makes it worse. Wareham is a straight run down for us, so a loft that looks wet is normally seen the same day or the next. The phone is answered 24 hours for emergencies; scheduled work runs Monday to Friday, 8am to 6pm.
Worth knowing
In the old town, getting into the loft is half the job
The walled town carries a great many listed entries, well over a hundred of them, and the houses that come with that are tall, narrow and short of landing. The loft is often reached through a small square hatch directly over a stairwell, with nowhere flat to stand a ladder and nowhere to swing a roll of anything. That is not a reason to leave the loft alone. It is a reason to work out the access before the quote rather than on the morning.
Sometimes it means a scaffold tower inside the stairwell instead of a ladder. Sometimes it means cutting the material downstairs and passing it up in short lengths, or using loose fill where a roll simply will not turn the corner. What it does not mean is quietly enlarging the hatch: on a listed building that is internal work needing consent, and even where it is not, a hatch through an old lath and plaster ceiling is a job in its own right. We will set out on the quote how we intend to get up there, because on these houses that is where the hours are, not in the laying.
Who you are dealing with
A local firm you can check
We cover Wareham, Stoborough, Ridge, Sandford, Holton Heath and Wool, and the BH20 addresses around them, with Dorset Council on planning and building control. You are dealing with Bournemouth Roofing & Building, the trading name of Bournemouth Roofing & Building Ltd, registered in England and Wales, company number 15471719, which you can look up in a minute. Thomas Hannen's business, and he is the one who comes out to price the job, not a salesman. A verified customer's 10 out of 10 on Checkatrade. The visit and the written quote are both free.
Questions
Wareham questions we get asked
How long are you on site?
One day on most houses. A straight top up in a clear loft is a morning, and the hours go on the perimeter, the hatch and the services rather than the open middle. In a tall town house the access can add half a day on its own, and we will say so at the visit rather than afterwards.
Our hatch is tiny. Is that a problem?
It is a working problem rather than a stopper. We cut material downstairs and pass it up in shorter lengths, or use loose fill where a roll will not make the turn. Enlarging a hatch is possible but it is a separate job, and on a listed building it needs consent because the work is inside as well as out.
Can we still store things up there?
Yes, on loft legs, which take the raised floor up clear of the layer so the quilt is never squashed. A platform laid straight onto the joists presses the insulation down to the depth of the timber so the thermal benefit is mostly wasted, which is why so many boarded lofts underperform.
Does the flood risk in the town affect a loft?
Not at all, which is part of why the loft is the sensible place to start here. Water on low ground changes what you put in a floor or at the bottom of a wall. It has nothing to say about a ceiling, so the loft is the one improvement that is simply worth doing whatever your address turns out to be.
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