Loft insulation in Swanage
Full depth on the loft floor where there is one, and rafter level work where there is not.
The site visit is free and so is the written itemised quote. Thomas Hannen prices every job himself.
Last updated
A Swanage house loft usually takes a top-up to 270mm of mineral wool, leaving the eaves open, lifting any storage onto legs and lagging the tank. Above a top floor flat the first question is whose roof space it is, and that gets answered at the survey before anybody orders a roll. Walls, floors and flats come under insulation in Swanage.
In Swanage, where the loft is yours, the work divides into two sorts. A modern roof you can crawl about in wants depth over the joists. An old cottage roof with barely a triangle at the ridge wants the insulation against the rafters instead, and rather more care taken over it.
What goes wrong in a Swanage loft is nearly always heat, age or water. A top floor that never warms up. A layer put down long ago, now settled thin and stopping short of the walls. Or damp: dark timbers, wet material, or beads on the underside of the felt on a cold morning. The last of those gets looked at first, because more wool on a roof that cannot clear its own moisture only makes it colder and wetter up there.
So the site visit to a Swanage house comes before the price. You get photographs and a written quote that separates the clearing out, the disposal, the trays at the eaves, the depth, the hatch and any boarding, and neither the visit nor the quote costs you anything.
Getting in and getting on
It usually starts with the way in

The hatch decides a lot. In the older streets of Swanage the hatch is often a small square over a stairwell, cut when nobody expected a person to get through it with rolls of insulation. That decides the shape of the day. Where a ladder can stand on a landing it is straightforward.
Over a stairwell it is staging first and material second, and access like that is work at height in the proper sense, so it gets set up rather than improvised. Once we are through, crawl boards go down before anybody puts weight anywhere, because the ceiling below is frequently lath and plaster and will not carry a knee.
Out before in. Whatever is in a Swanage loft gets judged honestly. Wool compressed under a deck, thinned by years of settling, gone from the last foot before the wall, or contaminated where birds have been in and left droppings is bagged at the hatch and taken away with us. Anything patchy round old wiring goes the same way. Laying good material over bad hides the fault in the middle of the build up, where interstitial damp can sit unseen for years.
Depth in two layers. The first thickness drops in between the joists. The second is cross laid over the joists the other way, so no timber is left proud to run cold through into the room below. The pair finish at about 270mm, the figure Approved Document L sets for a loft being renovated. Mineral wool covers most of it, whether it is sold as glass wool or as rockwool. Batts go where bracing chops the space up, loose fill reaches into a low pitch that will not take a roll, and sheep wool is there if you would rather. All of it is aimed at the U value across the ceiling, because that is one of the biggest pieces of heat loss in the house and the one you notice on the heating bill and on an EPC.
Air at the wall plate. In a Swanage loft, insulation finishes on the wall plate and the air gap over it is left alone. Vent trays hold it there. Cross ventilation enters low, works up the slope and leaves under the ridge, and a ridge vent gives it a proper exit. A roof with breathable membrane behind the tiles has a second route out. One with bitumen felt underlay has none. This close to the sea the air is damp to start with, so a roof that cannot dry itself never catches up between one wet week and the next. Warm the ceiling and the dew point rises into the roof space with it, so eaves that get packed give you condensation, wet material and black mould on the timbers.
Then everything else up there. The cold water tank is lagged on the same visit, and its pipework with it, because the loft has just become a colder place than it has ever been. Wiring and cables are lifted onto the wool rather than buried beneath it. Fire rated covers go over recessed lights and downlighters. A used loft keeps its floor: the boards come off, legs go onto the joists, and the deck goes back at a height that leaves the wool alone, with the loft ladder adjusted to reach the platform. Rigid board and a draught seal on the hatch finish the day, since a bare one leaks heat all winter and pulls damp air up after it.
How it runs
Topping up a loft, from the hatch to the eaves

Tell us how you get into the loft, roughly what is up there, and whether it is a house or a top floor flat. Thomas comes out to Swanage, goes up, measures the depth there now, checks the joists, the felt or membrane and the ventilation, and prices it himself.
The quote itemises the survey, clearing and bagging old material, the new mineral wool and its depth, eaves trays to keep the airflow clear, insulating and draught stripping the hatch, lagging tanks and pipes, and disposal. In a stone cottage the hatch is often over a narrow stair, and in a converted villa it may be on a shared landing, so we sheet the route and carry bags down rather than dropping them. Anything stored up there is moved and put back. A leak, wet timber or wiring that needs an electrician is photographed and reported to you before we lay anything.
Insulating a loft floor is not development, as Planning Portal guidance on insulation sets out. On a listed building listed building consent covers internal work, so check before anyone lines a sloping ceiling. Swanage has its own conservation area, and Herston another, so inside either one a rooflight or vent tiles on a slope the street can see are worth clearing with the council first. Renovating more than half of a roof brings in regulation 23 and Dorset Council building control. Energy saving materials in a home are treated differently for VAT under HMRC VAT Notice 708/6.
Cost
Why the edges of a loft set its price

The floor area of a loft is the easy part. The edges, the hatch and what is already up there take the time.
Getting up there. A hatch over a stairwell in a stone cottage, a hatch on a communal landing in a flat, and a boarded loft in a house up the hill are three different mornings before any roll is opened.
The old layer. Compressed old wool, loose fill or a floor covered in boxes has to be dealt with before anything new goes down. Removing it, bagging it and taking it away is a cost of its own.
The structure. Joists at even centres with a clear run are quick. A roof full of purlins and bracing, or a Victorian loft with deep uneven joists, takes longer to fill properly without gaps.
Airflow and damp. Near the sea, damp air is the enemy of a cold roof. The eaves have to stay open so the underside of the roof keeps drying, and in a roof with old felt and no breathable membrane that matters even more. Approved Document L sets the depth the work is expected to reach.
Ask any other quote the depth being laid and in how many layers, whether the eaves are being kept clear, and whether the hatch and pipes are included.
If the loft is wet
A wet loft, dripping felt or mould on the timbers

Droplets hanging off the felt, black mould on the rafters, or insulation damp to the touch mean warm wet air is getting up there and cannot get out. The timbers pay for it, so ring instead of using the form.
The first thing we establish is whether it is condensation or a leak through the roof coverings, and tell you what to move or open straight away. No insulation is added until we know which, because more of it in a loft that cannot ventilate makes it wetter. Scheduled loft work runs Monday to Friday, 8am to 6pm. If it is dripping, call, and if we are unable to answer we ring back as soon as we can.
Worth knowing
In an old cottage there may be no loft to insulate
Better than a quarter of the housing here was built before 1919, and in a lot of those houses there is no usable roof space at all. The eaves come down low, the rooms run up into the roof, and what passes for the loft is a triangle at the ridge you can barely get an arm into.
That changes the whole job. You cannot lay depth on a floor that is not there, so the insulation goes against the roof instead, at rafter level, and the roof becomes part of the warm building rather than a cold space above it. Rigid board cut tight between the rafters, an air gap kept clear above it so the timbers can still dry, a layer under the rafters so the rafters themselves are not a cold bridge, and a taped vapour control layer to keep moist air out of the build up. Where a ceiling has almost nothing to spare, a multi-foil quilt gets a genuine improvement into very little depth.
It is slower than rolling wool out and it is worth doing properly, because a sealed sandwich against an old roof with no underlay is how you rot rafters. So on these houses we work out what the roof is doing with moisture first, keep the ventilation path above the board honest, and say plainly where less insulation and a build up that can breathe is the better answer.
Who you are dealing with
Loft work by a registered company you can look up
Swanage is 10 miles from our base on Wolverton Road in Boscombe. We insulate lofts across Swanage, Herston, Durlston, Langton Matravers and the BH19 addresses around them, and Dorset Council is the authority for planning and building control.
Bournemouth Roofing & Building Ltd is registered in England and Wales under company number 15471719. The owner is Thomas Hannen, who climbs into the loft and prices it himself. A verified Checkatrade customer scored us 10 out of 10. The visit costs nothing and neither does the itemised quote. Before you book a visit in Swanage, you can read our customers' Google reviews, word for word, on our reviews page.
Planning at a glance
Do you need planning permission in Swanage?
Most repairs in Swanage need no application at all. What decides whether a change to the outside of your house does is who the council is, whether a conservation area or a listing applies, and whether the place sits in a protected landscape.
| Question | In Swanage |
|---|---|
| Who decides | Dorset Council is the planning authority for Swanage. Dorset Council's heritage pages set out what it controls. |
| Conservation area | Yes: Swanage Conservation Area. Check whether your street is inside the boundary before changing anything visible. |
| Listed buildings | Yes, there are listed buildings in and around Swanage. If yours is one, work can need listed building consent. |
| Protected landscape | Inside the Dorset National Landscape (formerly AONB), so anything visible from outside gets more attention. |
Questions
Questions about loft insulation in Swanage
I am in a top floor flat. Can the roof space be insulated?
Often, though above a divided house it is normally the freeholder's, not yours. We survey it, say plainly which it is, and set the quote out so it can be passed to an agent or a management company.
How deep should it finish?
About 270mm, in two layers, with the upper one crossing the joists. A single layer stopping level with the timber leaves each joist bridging cold into the room underneath.
There is hardly any headroom in my loft. Is it worth doing?
Yes, but the work changes. Where there is no usable floor the insulation goes against the rafters as rigid board with an air gap kept above, and a multi-foil quilt where a sloping ceiling has nothing to spare.
Do I need permission for any of it?
Laying insulation over the ceiling needs no planning application. On a listed building, rafter level lining or a new hatch can need listed building consent, and vent tiles or a rooflight in the Swanage or Herston conservation area should go to Dorset Council first. Where more than half of a thermal element is renovated the regulations set the finished depth, and that is a building control matter rather than a planning one.
How long will you be in the house?
A day for most lofts. A tight hatch over a stairwell, old material to clear, or a boarded floor to lift and re-lay will stretch it, and we say which on the quote.
Nearby, and next door
Loft insulation near Swanage
Nearby places we also cover for loft insulation, with straight-line distances from Swanage, and the other trades we offer in Swanage itself.
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Our other trades in Swanage
Loft insulation guides
Part L: do you have to insulate when you re-roof? Loft condensation or a roof leak: how to tell PIR board vs mineral wool: which insulation?Everything we do in Swanage Loft insulation, all areas Every area we cover
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Find out what your roof will take
We come out, see what is above the ceiling and put the material, the depth and the ventilation in writing. The visit and the quote are free.
