Loft insulation in Christchurch

Topping up, clearing out, boarding for storage and rafter level work in Christchurch lofts, with the ventilation sorted at the same time.

The site visit is free and so is the written itemised quote. Thomas Hannen prices every job himself.

A loft is the only place you can see the underside of your roof, so we read it before we bury it. Once a ceiling is at full depth the roof space runs colder, and anything that used to dry out up there will stop doing so.

Three sorts of call come from here. A top floor room that is cold in January and airless in July. A loft that has been opened for the first time in years and does not look right. And the one that starts with a stain on a bedroom ceiling, where nobody can say whether it came through the roof or condensed inside it.

We get up there and look at the whole space rather than the floor of it. Depth measured in several places, a hand into the eaves to see whether air still gets past the wall plate, the underside of the felt checked for damp marks, and a look at what has been done around the downlighters and cables. You get photographs, the site visit costs nothing and neither does the itemised written quote.

The work

Read the roof, then lay the depth

Mineral wool insulation laid between and over the ceiling joists in a loft
Two layers, crossedThe second layer runs across the joists so the timber stops being a cold bridge.

What is up there now. Most Christchurch lofts have something in them and very few have enough. It has settled, it is compressed wherever anybody has knelt or stored boxes, it is patchy in the middle and missing at the edges, and there are gaps where cables and pipes were pulled through. Dry and even, it stays and we lay over it. Damp, black underneath or contaminated with droppings, it comes out, gets bagged and leaves with us.

Material, chosen for the space. Mineral wool for most lofts, as a soft glass wool roll, or a rockwool batt where something denser suits. Loose fill where the joists run at awkward centres or a trussed roof is too tight to work a roll into, and sheep wool if you would rather. Where headroom runs out it becomes PIR rigid board, cut tight and taped at the joints, with a multi-foil quilt for the shallowest corners.

Two layers, the second one crossways. A single layer laid flush between the joists gets a ceiling perhaps a third of the way and leaves every timber conducting heat straight through it. So the first layer goes between the joists and the second is cross laid over the joists, running the opposite way to the first. Around 270mm all in, which is roughly what the Part L U value means once it is wool rather than a number on a page, and the biggest reduction in heat loss most of these houses have left to make.

Ventilation, and the moisture that follows it. It is taken out to the wall plate and stopped there. The eaves stay open vent trays hold the air gap open above the quilt, so cross ventilation is not interrupted anywhere along the run, and where the eaves cannot be opened up a ridge vent is sometimes the answer. Block them and the vapour that used to leave the roof space condenses under cold felt instead. Insulating moves the dew point upward, interstitial condensation forms inside the layer, and you get wet insulation and black mould spreading on the rafters. BS 5250, the moisture standard for buildings is the reference, and A breathable membrane moves the detail along, but the principle holds.

Services, hatch and rafter level. Recessed lights need a cover rated for the job, not wool laid straight on, cables are clipped above the new depth instead of buried, and any cold water tank and its pipework want lagging once the space around them is cold. The hatch is insulated underneath the loft side and sealed where it lands against draughts. Where there is no loft floor at all, a room in roof has to be done at rafter level, warm roof fashion, with the sloping ceiling and any dormer cheek carried through as one layer.

How it runs

From your call to a written price

Rigid insulation board fitted between the rafters in a loft
Board where depth is shortRigid board earns its place where the headroom will not take quilt.

Same team from first visit to last, one person to ring, and no sub-contracting your work out to somebody you have never met. The quote is itemised, not a figure on the back of a card: the survey, clearing and bagging whatever is up there now, the material and its depth, keeping the eaves clear, the hatch and any pipework, and disposal on separate lines, so you can compare it properly against anyone else's.

Nothing is left open or unusable overnight. The site is swept at the end of each day rather than the end of the job, and what comes out leaves with us. If something turns up once we start that nobody could have seen, you get a photograph and a price before we carry on.

Insulating a loft is inside work, so it is not development and no permitted development limit applies to it, which Planning Portal guidance on insulation confirms. BCP Council is the planning authority here. The Christchurch Central conservation area covers much of the old town and the council's list of conservation areas, which matters only if the roof itself has to change; there are listed buildings in the town too and the council's listed building records. Building control comes in on a conversion or where more than half a roof is renovated, under regulation 23, and the VAT relief on energy saving materials is set out in HMRC VAT Notice 708/6.

Cost

What decides the price of a loft

A loft insulated at rafter level with the gable filled and a rooflight fitted
At rafter levelA room in the roof is a different job from a cold loft floor.

No rate per square metre, because the floor area is the easy part and the awkward edges are where the time goes.

Getting to it. A town house with a hatch over a stairwell, a post-war semi with a landing hatch, and a top floor flat where the only access is a communal hatch are three different jobs before anything is laid, and all of it is work at height. A hatch on a landing you can stand a ladder under is one job. A hatch over a stairwell, a crawl space you can only move through on your knees, or a loft full of boarding that has to come up and go back, is time before any material is laid.

What is up there now, and what it is sitting on. Old material that has to come out, be bagged and taken away is a cost before anything new goes down, and so is a loft full of boxes that has to be emptied and put back. Joists at 400 centres with a flat run across them is a different afternoon from a trussed roof full of bracing.

Ventilation, and the edges nobody reaches. Insulation stops at the wall plate and the eaves have to stay clear, or you trade a warm bedroom for a wet roof. Getting depth right into the corners and around the hatch, boxing over downlighters and lagging anything that now sits in the cold, is most of the labour. Approved Document L sets what the work is expected to reach.

Comparing quotes? Ask what depth is actually being laid and in how many layers, whether the old material is coming out or being covered over, whether the eaves are being kept clear, what happens to anything you store up there, and whether the hatch and the pipework are included. Two quotes for the same job are usually two different jobs.

If the loft is wet

Water running off the felt, or mould on the underside

Plasterboard taped and jointed on a lined loft wall
Lined, then tapedWhere the loft becomes a room, the boarding and the joints come next.

Ring rather than use the form. Droplets on the underside of the felt, black mould spreading across the roof timbers, or insulation that is visibly damp are all telling you the same thing: warm wet air is getting into a space that cannot breathe. That does not wait, because it is the timbers that pay for it. We look before anything is added, because putting more insulation into a loft that cannot ventilate makes it worse. Christchurch is a few minutes from us, so a loft that is visibly wet gets seen the same day or the next. The phone is answered 24 hours for emergencies; scheduled work runs Monday to Friday, 8am to 6pm.

Call now: 07435 839745

Worth knowing

Two kilometres from the water, and the loft is where you see it

The sea is close enough here to matter, and what it goes for is not the tiles but the metal. Salt settles on a roof and keeps it damp between showers, which corrodes nail heads, clips and fixings from the outside in. A covering can look perfectly sound from the pavement while what holds it down has quietly gone. The loft is the one place you can see that, because from inside you are looking at the underside of the whole roof at once.

So before the depth goes down we look up. Rust marks running down the underlay, daylight at a verge, a batten that has gone soft, damp staining that follows a line rather than a patch: all of it is easier to read now than after 270mm has been laid over the floor. It matters more than it sounds, because insulating properly makes the roof space colder, and a small defect that used to dry out in a cold loft will not dry out in a colder one. Where we find something, you get a photograph of it and a straight answer about whether it needs doing first, at the same time, or not at all.

Who you are dealing with

A local firm you can check

We cover Christchurch, Purewell, Somerford, Mudeford, Burton and Highcliffe, and the BH23 addresses around them, with BCP Council covering planning and building control. You are dealing with Bournemouth Roofing & Building, the trading name of Bournemouth Roofing & Building Ltd, registered in England and Wales, company number 15471719, which you can look up in a minute. Thomas Hannen's business, and he is the one who comes out to price the job, not a salesman. A verified customer's 10 out of 10 on Checkatrade. The visit and the written quote are both free.

Questions

Christchurch questions we get asked

How long does the work take?

Usually a single day. If the old layer can stay and there is nothing stored up there, it is a morning, and the time goes on the perimeter, the hatch and the services rather than the middle of the ceiling. Clearing out old material, or emptying and refilling a loft used for storage, adds most of another day.

Can you board it for storage afterwards?

Yes, on loft legs. Those carry a raised floor high enough to clear the insulation so nothing underneath is squashed. Boarding laid straight onto the joists presses the insulation down to the depth of the timber and the thermal gain largely disappears, which is why so many boarded lofts perform badly.

Ours is a top floor flat. Can we just get on with it?

Check who owns the roof space first. In a good many blocks and converted houses the void above your ceiling is retained by the freeholder rather than demised with the flat, and the hatch is on a communal landing. We will survey and quote either way and send the specification straight to the managing agent, but the instruction has to come from whoever holds that void.

Will more insulation make the condensation worse?

It can, if the ventilation is left as it is. Warmer rooms below and a colder roof space above put more vapour against a colder surface, which is why the eaves and the hatch are done as part of the same job rather than afterwards. If a loft is already wet we deal with why before adding depth to it.

Free quote

Get the loft and the roof looked at together

Free site visit in Christchurch, free written itemised quote, and photographs of what is actually above your ceiling.