Loft insulation in Ashley

Topping up, clearing out, boarding over and rafter level work in Ashley lofts. We measure what is actually up there before anyone quotes for anything.

The site visit is free and so is the written itemised quote. Thomas Hannen prices every job himself.

Most Ashley lofts do not need emptying and starting again. Where what is up there is dry and in one piece, a second layer laid across the joists over the top of it takes the whole ceiling to about 270mm, and that is usually a day.

Three things bring people up the ladder. A back bedroom that never warms up however long the heating runs. A loft opened for the first time in years, where the wool has gone grey and flat and trodden into a path between the hatch and the tank. Or a plan to board part of it out for storage, which is when somebody notices the insulation is in the way.

All three start the same way. We lift a corner of what is there and measure the real depth rather than the depth it looks from the hatch, check the eaves are still open, and read the underside of the felt for the marks condensation leaves. The site visit and the written quote are free, and where the loft is genuinely sound we will say so.

The work

Two layers, and the second one crossways

Mineral wool insulation laid between and over the ceiling joists in a loft
Two layers, crossedThe second layer runs across the joists so the timber stops being a cold bridge.

What is up there already decides the first hour. Ashley lofts usually have something in them. It has settled, it is compressed flat wherever anyone knelt on it, and it is patchy or missing in the corners nobody could reach. Dry and in one piece, it stays and we lay over it. Damp, black underneath or contaminated with droppings, it comes out bagged and leaves with us, on its own line.

The material. Most of this is mineral wool, either a soft glass wool roll or a denser rockwool batt. Loose fill, blown or poured, suits a loft where the joists are irregular, and sheep wool is there if you want it. Where headroom is the constraint it becomes PIR, the foil faced rigid board, cut tight and taped, and in a really shallow space a multi-foil quilt earns its keep. Where there is no loft floor to work on, a room in roof is a different job: it goes at rafter level as a warm roof, with board between and under the rafters and the sloping ceiling and dormer cheeks carried through as one layer.

Depth, and why the second layer runs the other way. A ceiling joist is rarely deep enough to hold more than a third of what the ceiling wants, so one layer laid flush between the joists and called finished is the commonest fault we find. The first layer goes between the joists. The second is cross laid over the joists at ninety degrees to the first, so the timber stops working as a cold bridge through the ceiling. Two layers, roughly 270mm all in, which is what a Part L U value works out to in mineral wool.

Where it has to stop. The layer stops at the wall plate. The eaves stay open, and vent trays keep a clear air gap under the covering above the quilt so cross ventilation still crosses the roof from eaves to eaves. Block the eaves and you have bought a wet roof: the vapour that used to drift away sits under cold felt instead, and by February there are droplets on the underlay and black mould on the rafters. Insulating moves the dew point, and interstitial condensation inside the layer is the failure nobody sees. A roof with a breathable membrane, or none at all, is detailed differently, and on some a ridge vent is the honest answer.

The things already living up there. Recessed lights want proper covers, not a heap of wool over the top, and cables are lifted and clipped over the top instead of being buried, since buried wiring runs hot. Once the ceiling is at full depth the cold water tank sits in cold air, so it gets a jacket, the pipework gets lagging, and the patch under the tank is left thinner on purpose.

How it runs

From your call to a written price

Rigid insulation board fitted between the rafters in a loft
Board where depth is shortRigid board earns its place where the headroom will not take quilt.

Same team from first visit to last, one person to ring, and no sub-contracting your work out to somebody you have never met. The quote is itemised, not a figure on the back of a card: the survey, clearing and bagging whatever is up there now, the material and its depth, keeping the eaves clear, the hatch and any pipework, and disposal on separate lines, so you can compare it properly against anyone else's.

Nothing is left open or unusable overnight. The site is swept at the end of each day rather than the end of the job, and what comes out leaves with us. If something turns up once we start that nobody could have seen, you get a photograph and a price before we carry on.

Insulating a loft is work inside the building, so it is not development at all and no permitted development limit touches it, which is what Planning Portal guidance on insulation sets out. New Forest District Council is the planning authority here and there is no conservation area over Ashley. Building control only arrives if you go further, with a conversion or with renovating more than half of a roof, which under regulation 23 has to bring the whole element up to the current standard. Work of this kind also falls under the VAT relief on energy saving materials in HMRC VAT Notice 708/6.

Cost

What decides the price of a loft

A loft insulated at rafter level with the gable filled and a rooflight fitted
At rafter levelA room in the roof is a different job from a cold loft floor.

No rate per square metre, because the floor area is the easy part and the awkward edges are where the time goes.

Getting to it. Access is most of the difference. A 1960s bungalow with a hatch on the landing, a chalet with rooms already in the roof, and a semi where the only way up is a loft ladder over a half landing make three different mornings. Getting through the opening is work at height before a single roll is opened. A hatch on a landing you can stand a ladder under is one job. A hatch over a stairwell, a crawl space you can only move through on your knees, or a loft full of boarding that has to come up and go back, is time before any material is laid.

What is up there now, and what it is sitting on. Old material that has to come out, be bagged and taken away is a cost before anything new goes down, and so is a loft full of boxes that has to be emptied and put back. Joists at 400 centres with a flat run across them is a different afternoon from a trussed roof full of bracing.

Ventilation, and the edges nobody reaches. Insulation stops at the wall plate and the eaves have to stay clear, or you trade a warm bedroom for a wet roof. Getting depth right into the corners and around the hatch, boxing over downlighters and lagging anything that now sits in the cold, is most of the labour. Approved Document L sets what the work is expected to reach.

Comparing quotes? Ask what depth is actually being laid and in how many layers, whether the old material is coming out or being covered over, whether the eaves are being kept clear, what happens to anything you store up there, and whether the hatch and the pipework are included. Two quotes for the same job are usually two different jobs.

If the loft is wet

Water running off the felt, or mould on the underside

Plasterboard taped and jointed on a lined loft wall
Lined, then tapedWhere the loft becomes a room, the boarding and the joints come next.

Ring rather than use the form. Droplets on the underside of the felt, black mould spreading across the roof timbers, or insulation that is visibly damp are all telling you the same thing: warm wet air is getting into a space that cannot breathe. That does not wait, because it is the timbers that pay for it. We look before anything is added, because putting more insulation into a loft that cannot ventilate makes it worse. Ashley is a straightforward run out from us, so a loft anybody is worried about gets seen quickly. The phone is answered 24 hours for emergencies; scheduled work runs Monday to Friday, 8am to 6pm.

Call now: 07435 839745

Worth knowing

In a bungalow the loft is the lid and the cupboard

Something over four in ten homes in Ashley are bungalows, and that changes two things about a loft. The arithmetic first: the ceiling you are insulating sits over every room in the house rather than over the upstairs only, so the same day's work cuts more heat loss here than it does in a two storey house on the same footprint, and the heating bill notices it sooner. It is also the one thermal improvement an EPC assessor measures with a tape rather than assumes.

The other thing is that in a bungalow the loft is usually the only storage there is, and nobody wants to give that up. You do not have to. Loft legs stand a raised floor clear above the insulation, so the quilt is never squashed flat under a chipboard platform, which is what makes most boarded storage useless. We board the part you actually use and leave the rest at full depth. The hatch gets insulated on its back and sealed against draughts, and if the loft ladder is a wobbly one we will say so.

Who you are dealing with

A local firm you can check

We cover Ashley, New Milton, Bashley, Hordle, Tiptoe and Barton on Sea, and the BH25 addresses around them, with New Forest District Council handling planning and building control. You are dealing with Bournemouth Roofing & Building, the trading name of Bournemouth Roofing & Building Ltd, registered in England and Wales, company number 15471719, which you can look up in a minute. Thomas Hannen's business, and he is the one who comes out to price the job, not a salesman. A verified customer's 10 out of 10 on Checkatrade. The visit and the written quote are both free.

Questions

Ashley questions we get asked

How long does a loft take?

Most are a day. A top up over a sound existing layer is a morning if the loft is clear, and the time goes on the awkward parts rather than the middle: opening the eaves, getting depth into the corners, boxing the downlighters and dealing with the tank. Clearing old material out adds most of another day.

There is insulation up there already. Does it all have to come out?

Usually not. Dry, even and in one piece, it is doing its job and removing it is money spent to end up where you started, so the new layer goes across it. It comes out where it is damp, black underneath, contaminated by birds or rodents, or stuffed hard into the eaves.

Will the loft get colder, and does that matter?

Yes, and yes. A properly insulated ceiling keeps heat in the house and leaves the roof space above it colder than it was. That matters for the cold water tank and its pipework, which now want lagging, and for ventilation, because cold air holds less vapour before it condenses.

Ours is a bungalow. Is it worth more than in a house?

In heat terms, yes. In a single storey house the loft floor is the ceiling of the whole building rather than of the upstairs, so the area losing heat straight up is roughly double. It also means a longer perimeter to detail, and a shallow bungalow roof is tight right out at the wall plate.

Free quote

Get a straight answer about your loft

Free site visit in Ashley, free written itemised quote, and an honest view on whether the loft is where your money should go.