Loft insulation in Merley

Loft top-ups over the original builder's layer, cleared roof spaces and raised boarded storage across Merley and BH21, measured on a free visit.

The site visit is free and so is the written itemised quote. Thomas Hannen prices every job himself.

Houses in Merley were built with insulation already in the loft, which is why so many people assume theirs is done. The original layer went in at a fraction of today's depth and has had decades to settle, so the job is a second layer cross laid over the joists.

The calls tend to sound the same. The house is warm downstairs and the bedrooms are not. Somebody has been up for the Christmas boxes and found the wool thin and grey between the joists. Or a loft was boarded out years ago and everything under the boards has been flattened to nothing.

We do the same thing in each case, starting with a free visit. That means getting through the hatch, measuring depth at three or four points across the loft, and following the roof out to the wall plate to see whether the original job ever reached the edge. Photographs of the corners, the tank, the cabling and the hatch come back with a written itemised quote, with the clearing, the material and depth, the edges, the hatch and the pipework all priced separately.

The work

What fifty years does to a builder's layer

Mineral wool insulation laid between and over the ceiling joists in a loft
Two layers, crossedThe second layer runs across the joists so the timber stops being a cold bridge.

Topping up the original. An estate of this age was built with one layer of mineral wool laid between the joists, which was the standard of the day and is nowhere near the standard now. It has settled, it has been walked on, and it leaves every joist uncovered as a cold bridge. What is sound stays and is straightened out, the gaps are filled, then a new unbacked roll goes over the top at right angles to it. Cross laid, two layers reach about 270mm and the timber vanishes under them.

What comes out. Material that is wet, patchy, compressed under old boarding or contaminated by droppings is bagged in the loft and carried out rather than covered. So is loose fill that has migrated into the eaves. That clearing is its own line on the quote, and it is the line that is quietly left out of a cheaper price.

The edges. Insulation goes out over the wall plate and stops, with the air gap above it held open by a vent tray in each bay so cross ventilation can still run across the loft. Original layers on these houses almost always taper away in the last metre, which is exactly where the ceiling meets the outside wall. Push new material into the eaves to fix that and you close the roof up: condensation forms on the underside of the felt and mould follows on the timbers. A breathable membrane is more forgiving than old bitumen felt, but the eaves rule is the same.

Services that were fitted afterwards. Because the insulation went in first and everything else came later, cabling on these houses often sits on top of the wool or is half buried in it. It gets lifted and clipped above the new layer, since wiring buried in insulation runs hot. Recessed lights added over the years get fire rated covers, and the cold water tank and its pipework are lagged and given a lid once the loft is properly on the cold side.

Storage and roof rooms. If the loft is used, boarding goes on loft legs as a raised floor so the full depth stays uncompressed, with a platform at the top of the loft ladder and an insulated, draught sealed hatch. Where a house has a room in the roof, a dormer or a sloping ceiling, the work moves to rafter level: rigid board such as Celotex cut between the rafters with the air gap kept open above, PIR beneath, taped so the vapour control is continuous. That is a warm roof build up and it is quoted on its own.

How it runs

From your call to a written price

Rigid insulation board fitted between the rafters in a loft
Board where depth is shortRigid board earns its place where the headroom will not take quilt.

Same team from first visit to last, one person to ring, and no sub-contracting your work out to somebody you have never met. The quote is itemised, not a figure on the back of a card: the survey, clearing and bagging whatever is up there now, the material and its depth, keeping the eaves clear, the hatch and any pipework, and disposal on separate lines, so you can compare it properly against anyone else's.

Nothing is left open or unusable overnight. The site is swept at the end of each day rather than the end of the job, and what comes out leaves with us. If something turns up once we start that nobody could have seen, you get a photograph and a price before we carry on.

Nothing here needs a planning application. Insulation inside an existing roof is not development, which Planning Portal guidance on insulation sets out, so it falls within permitted development. Building control applies where a thermal element is renovated rather than topped up, since regulation 23 expects the whole element brought up to current standard and Approved Document L defines the U value involved. BCP Council is the authority. No conservation area covers the housing in Merley, and the council keeps the list if you want to confirm your own address before starting.

Cost

What decides the price of a loft

A loft insulated at rafter level with the gable filled and a rooflight fitted
At rafter levelA room in the roof is a different job from a cold loft floor.

No rate per square metre, because the floor area is the easy part and the awkward edges are where the time goes.

Getting to it. A detached house with a landing hatch and a drop down ladder, a bungalow with the opening in a hallway ceiling, and a loft already boarded out and in daily use are three different half days before any material goes down. A hatch on a landing you can stand a ladder under is one job. A hatch over a stairwell, a crawl space you can only move through on your knees, or a loft full of boarding that has to come up and go back, is time before any material is laid.

What is up there now, and what it is sitting on. Old material that has to come out, be bagged and taken away is a cost before anything new goes down, and so is a loft full of boxes that has to be emptied and put back. Joists at 400 centres with a flat run across them is a different afternoon from a trussed roof full of bracing.

Ventilation, and the edges nobody reaches. Insulation stops at the wall plate and the eaves have to stay clear, or you trade a warm bedroom for a wet roof. Getting depth right into the corners and around the hatch, boxing over downlighters and lagging anything that now sits in the cold, is most of the labour. Approved Document L sets what the work is expected to reach.

Comparing quotes? Ask what depth is actually being laid and in how many layers, whether the old material is coming out or being covered over, whether the eaves are being kept clear, what happens to anything you store up there, and whether the hatch and the pipework are included. Two quotes for the same job are usually two different jobs.

If the loft is wet

Water running off the felt, or mould on the underside

Plasterboard taped and jointed on a lined loft wall
Lined, then tapedWhere the loft becomes a room, the boarding and the joints come next.

Ring rather than use the form. Droplets on the underside of the felt, black mould spreading across the roof timbers, or insulation that is visibly damp are all telling you the same thing: warm wet air is getting into a space that cannot breathe. That does not wait, because it is the timbers that pay for it. We look before anything is added, because putting more insulation into a loft that cannot ventilate makes it worse. Merley is a quarter of an hour from us, so a loft that is dripping gets looked at the same day or the next. The phone is answered 24 hours for emergencies; scheduled work runs Monday to Friday, 8am to 6pm.

Call now: 07435 839745

Worth knowing

Everyone's loft on this estate is at the same point

Nearly half the houses in Merley went up in the 1970s and early 1980s, and most of the rest are not far off it. They were built to the same details by the same hands within a few years of each other, so the lofts are near enough identical: the same shallow original layer between the joists, the same small unsealed hatch, the same tank sitting in the middle, and the same last metre at the eaves where nothing ever quite reached.

That makes a quote predictable and it makes comparing two of them easy. The shape of the work is always keep what is sound, clear what is not, cross lay over the joists, trays at the eaves, lag the tank, seal the hatch, and lift the boarding onto legs if you want to keep using the space. If a neighbour has had theirs done, the useful question is not what it cost but whether the edges, the hatch and the tank were in the price. As for the listed buildings people ask about, the entries near here are concentrated on the Canford School estate rather than in the housing, so they have no bearing on an ordinary Merley loft.

Who you are dealing with

A local firm you can check

We cover Merley, Broadstone, Canford Magna, Corfe Mullen, Wimborne and the BH21 addresses around them, with BCP Council for planning and building control. You are dealing with Bournemouth Roofing & Building, the trading name of Bournemouth Roofing & Building Ltd, registered in England and Wales, company number 15471719, which you can look up in a minute. Thomas Hannen's business, and he is the one who comes out to price the job, not a salesman. A verified customer's 10 out of 10 on Checkatrade. The visit and the written quote are both free.

Questions

Merley questions we get asked

Our house was built with insulation. Does it still need topping up?

Almost certainly. What went in when these houses were built is a fraction of the depth expected now, and it has been settling ever since. Measure it at the hatch and again at the edge before deciding. If the reading comes back at full depth and the material is dry and carried out over the wall plate, we will tell you to leave it as it is.

How long does it take?

Usually one day. Straightening the original layer, cross laying over the joists, fitting eaves trays, lagging the tank and sealing the hatch is a comfortable day's work. It becomes two when old material has to be cleared and bagged, or when a boarded loft has to be lifted and relaid on legs.

We store a lot up there. What are the options?

A raised floor rather than boards on the joists. Boarding laid straight down crushes the wool and undoes most of the depth. Loft legs lift the deck clear so the full thickness stays intact underneath, and we set the boarded area where you actually put things rather than across the whole loft.

Will we see it on the bills?

You will feel it upstairs first. Heat loss through the ceiling is the biggest remaining item in a house of this age, so a loft at full depth with the edges finished works every hour the heating is on. The depth is also recorded on an EPC, and sealing the hatch removes the draught that usually comes with a cold loft above a landing.

Free quote

Want to know whether yours is already deep enough?

We will come out, measure the depth in the middle and at the edges, check the eaves, the tank and the hatch, and put an itemised written price in front of you. Both are free.